What lottery prize are you trying to win? When we look at what's discussed most often one would think we lottery players were all chasing after 3# prizes. Sad to say most have concluded the only way to have the winning numbers among those we are playing is to put as many numbers as possible into play, even playing them all! Oh sure we can try to win with higher tier prize wheels covering ten or twelve numbers, but we know the odds of having more then three of the winning numbers among our ten or twelve are rather small. Once we get beyond twelve numbers the price goes up rapidly. A 4if6in18 wheel takes 42 lines. (18,6,4,6,42) A 4if6in22 wheel takes 102 lines. (22,6,4,6,102) A 4if6in24 wheel takes 154 lines. (24,6,4,6,154) A 4if6in49 wheel takes thousands of lines. Ouch! Playing 2if, 3if and 4if wheels hoping they will win a prize a step above their guarantee is funny, because the "experts" have always told us how important it is to play a properly made wheel with a 100% guarantee. What may I ask, is so important about a 100% 3# guarantee when we are trying to win a jackpot? Well I guess we do have to have standards or people would author systems made up of lines constructed any wobbly way taking us down the path to ruin. Problem is, most wheel users have never thought about how the wheel works, its construction, how to use its features to greatest advantage. Most importantly most users don't apply the gamble aspect of lottery to wheeling. Lottery players seem willing to take a chance on number, wheel and filter selection, then they balk at taking a chance on a conditional wheel made for catching higher prizes. Did I just get your attention? Oh I've talked a good game before about open cover wheeling where you can save a third of the cost of a wheel and still have a better then 90% chance of winning the prize tier, yawn. Economy wheeling is great when you have nothing to contribute to the process and want to wheel as many numbers as possible for the lowest possible price. Would you be interested in trying for 5# prizes at a third the cost of playing 4if wheels? Wouldn't that be something? Well if you're willing to accept some conditions it is possible working within those conditions to guarantee a 5# prize with a jackpot possible, 4# and 3# possible too. Remember the 3# banker wheel? Three numbers are chosen to appear in every line of the wheel, the remaining three numbers each appearing once to guarantee a 4# prize with three bankers correct or roughly 200 lines where they guarantee 2if3 plus bankers equals a 5# win? (Banker Number(s) same as Key, King, Monarch, Power, etc.) Remember the drawbacks, have to get all three bankers correct in one shot or take a big loss because even two bankers making a 4# win doesn't cover half the cost to play. Ready for something different? 5if6in22 numbers 32 lines conditional. We start with four groups of three numbers each, 12 in all. Gives us four chances to get our bankers right you could say. 01-02-03 | 04-05-06 | 07-08-09 | 10-11-12 Write your numbers below these pointers (Use numbers your research shows will be drawn as a set of 3 in the next draw.) We follow with ten numbers your research shows will contain the remaining three of the winning numbers for the next draw. 13-14-15-16-17-18-19-20-21-22 Again write your numbers below the pointers. Exchange your numbers for mine in the combinations below. A 5# winning line is guaranteed if one group of bankers(3) is correct and the remaining three winning numbers are among the ten. A 4# winning line is guaranteed if one group of bankers(3) has two numbers correct and the remaining three winning numbers are among the ten. 01 02 03 13 16 19 01 02 03 13 17 21 01 02 03 14 15 22 01 02 03 14 18 20 01 02 03 15 18 20 01 02 03 16 17 21 01 02 03 17 19 21 01 02 03 18 20 22 04 05 06 13 15 21 04 05 06 13 16 17 04 05 06 14 18 22 04 05 06 14 19 22 04 05 06 14 20 22 04 05 06 15 16 21 04 05 06 15 17 21 04 05 06 18 19 20 07 08 09 13 14 20 07 08 09 13 16 18 07 08 09 14 16 20 07 08 09 14 18 20 07 08 09 15 17 22 07 08 09 15 19 21 07 08 09 17 19 22 07 08 09 17 21 22 10 11 12 13 15 17 10 11 12 14 16 21 10 11 12 14 18 19 10 11 12 14 20 22 10 11 12 16 18 22 10 11 12 16 19 20 10 11 12 18 20 21 10 11 12 19 21 22 end 32 lines Banker Insurance: If you are concerned about the very real possibility of having two sets of bankers with three numbers correct. Match them up to make their six possible pairings. 01 02 03 04 05 06 01 02 03 07 08 09 01 02 03 10 11 12 04 05 06 07 08 09 04 05 06 10 11 12 07 08 09 10 11 12 Any two sets of bankers correct, guaranteed jackpot. Any one set of three and a set of two, guaranteed 5# line. Any one set of three and a single number, guaranteed 4# line. Any six winning numbers among the twelve, guaranteed 4# line. 5if6in24 numbers 44 lines conditional. We start with four groups of three numbers each, 12 in all. Gives us four chances to get our bankers right you could say. 01-02-03 | 04-05-06 | 07-08-09 | 10-11-12 Write your numbers below these pointers (Use numbers your research shows will be drawn as a set of 3 in the next draw.) We follow with twelve numbers your research shows will contain the remaining three of the winning numbers for the next draw. 13-14-15-16-17-18-19-20-21-22-23-24 Again write your numbers below the pointers. Exchange your numbers for mine in the combinations below. A 5# winning line is guaranteed if one group of bankers(3) is correct and the remaining three winning numbers are among the twelve. A 4# winning line is guaranteed if one group of bankers(3) has two numbers correct and the remaining three winning numbers are among the twelve. 01 02 03 13 15 16 01 02 03 13 17 24 01 02 03 13 21 23 01 02 03 14 18 19 01 02 03 14 19 20 01 02 03 14 19 22 01 02 03 15 17 21 01 02 03 15 23 24 01 02 03 16 17 23 01 02 03 16 21 24 01 02 03 18 20 22 04 05 06 13 14 16 04 05 06 13 16 19 04 05 06 13 16 24 04 05 06 14 19 24 04 05 06 15 17 23 04 05 06 15 18 21 04 05 06 15 20 22 04 05 06 17 18 20 04 05 06 17 21 22 04 05 06 18 22 23 04 05 06 20 21 23 07 08 09 13 15 24 07 08 09 13 17 18 07 08 09 13 19 23 07 08 09 14 16 21 07 08 09 14 20 22 07 08 09 15 17 23 07 08 09 15 18 19 07 08 09 16 20 22 07 08 09 17 19 24 07 08 09 18 23 24 07 08 09 20 21 22 10 11 12 13 15 22 10 11 12 13 19 22 10 11 12 13 21 22 10 11 12 14 16 18 10 11 12 14 17 20 10 11 12 14 23 24 10 11 12 15 19 21 10 11 12 16 17 24 10 11 12 16 20 23 10 11 12 17 18 23 10 11 12 18 20 24 end 44 lines Banker Insurance: Same as above. In the next two sets we go for 5if6in36 numbers 88 lines and for club play we offer 5if6in49 numbers in 140 lines. What we will do is pivot on the bankers and bring in an additional set of 12 numbers for the 36# wheel. For the 49# wheel we pivot on the bankers and bring in an additional set of 12 numbers and a set of 13 numbers. You will need to get one set of bankers and all of the remaining three winning numbers in one of the sets for a 5# guaranteed win and for a jackpot to be possible. In both cases insurance adds an additional six lines. Wheels can be copied and pasted / imported into CoverMaster or Lottery Director for ease of exchanging pointers for your numbers as both drop numbers onto the wheel in the order you put them. 5if6in 36 numbers 88 lines conditional. We start with four groups of three numbers each, 12 in all. Gives us four chances to get our bankers right you could say. 01-02-03 | 04-05-06 | 07-08-09 | 10-11-12 Write your numbers below these pointers (Use numbers your research shows will be drawn as a set of 3 in the next draw.) We follow with two sets of twelve numbers one of which your research shows will contain the remaining three of the winning numbers for the next draw. Some might wink and suggest the second group contain the numbers you think for sure won't contain the remaining three winning numbers. 13-14-15-16-17-18-19-20-21-22-23-24 25-26-27-28-29-30-31-32-33-34-35-36 Again write your numbers below the pointers. Exchange your numbers for mine in the combinations below. A 5# winning line is guaranteed if one group of bankers(3) is correct and the remaining three winning numbers are all among either twelve. Multiple 4# winning lines are guaranteed if one group of bankers(3) is correct and two or three winning numbers are across the sets of twelve. A 4# winning line is guaranteed if one group of bankers(3) has two numbers correct and the remaining three winning numbers are all among either twelve. Or the bankers(3) has three correct and one winning number is among the sets of twelve. 01 02 03 13 15 16 01 02 03 13 17 24 01 02 03 13 21 23 01 02 03 14 18 19 01 02 03 14 19 20 01 02 03 14 19 22 01 02 03 15 17 21 01 02 03 15 23 24 01 02 03 16 17 23 01 02 03 16 21 24 01 02 03 18 20 22 04 05 06 13 14 16 04 05 06 13 16 19 04 05 06 13 16 24 04 05 06 14 19 24 04 05 06 15 17 23 04 05 06 15 18 21 04 05 06 15 20 22 04 05 06 17 18 20 04 05 06 17 21 22 04 05 06 18 22 23 04 05 06 20 21 23 07 08 09 13 15 24 07 08 09 13 17 18 07 08 09 13 19 23 07 08 09 14 16 21 07 08 09 14 20 22 07 08 09 15 17 23 07 08 09 15 18 19 07 08 09 16 20 22 07 08 09 17 19 24 07 08 09 18 23 24 07 08 09 20 21 22 10 11 12 13 15 22 10 11 12 13 19 22 10 11 12 13 21 22 10 11 12 14 16 18 10 11 12 14 17 20 10 11 12 14 23 24 10 11 12 15 19 21 10 11 12 16 17 24 10 11 12 16 20 23 10 11 12 17 18 23 10 11 12 18 20 24 01 02 03 25 27 28 01 02 03 25 29 36 01 02 03 25 33 35 01 02 03 26 30 31 01 02 03 26 31 32 01 02 03 26 31 34 01 02 03 27 29 33 01 02 03 27 35 36 01 02 03 28 29 35 01 02 03 28 33 36 01 02 03 30 32 34 04 05 06 25 26 28 04 05 06 25 28 31 04 05 06 25 28 36 04 05 06 26 31 36 04 05 06 27 29 35 04 05 06 27 30 33 04 05 06 27 32 34 04 05 06 29 30 32 04 05 06 29 33 34 04 05 06 30 34 35 04 05 06 32 33 35 07 08 09 25 27 36 07 08 09 25 29 30 07 08 09 25 31 35 07 08 09 26 28 33 07 08 09 26 32 34 07 08 09 27 29 35 07 08 09 27 30 31 07 08 09 28 32 34 07 08 09 29 31 36 07 08 09 30 35 36 07 08 09 32 33 34 10 11 12 25 27 34 10 11 12 25 31 34 10 11 12 25 33 34 10 11 12 26 28 30 10 11 12 26 29 32 10 11 12 26 35 36 10 11 12 27 31 33 10 11 12 28 29 36 10 11 12 28 32 35 10 11 12 29 30 35 10 11 12 30 32 36 Banker Insurance: Same as above. 5if6in49 numbers 140 lines conditional. We start with four groups of three numbers each, 12 in all. Gives us four chances to get our bankers right you could say. 01-02-03 | 04-05-06 | 07-08-09 | 10-11-12 Write your numbers below these pointers (Use numbers your research shows will be drawn as a set of 3 in the next draw.) We follow with thirty six numbers in two sets of 12 numbers each and a set of 13, your research shows one of these three sets will contain the remaining three of the winning numbers for the next draw. 13-14-15-16-17-18-19-20-21-22-23-24 25-26-27-28-29-30-31-32-33-34-35-36 37-38-39-40-41-42-43-44-45-46-47-48-49 Again write your numbers below the pointers. Exchange your numbers for mine in the combinations below. A 5# winning line is guaranteed if one group of bankers(3) is correct and the remaining three winning numbers are all among one of the three sets. Multiple 4# winning lines are guaranteed if one group of bankers(3) is correct and two or three winning numbers are across the sets of twelve or thirteen numbers. A 4# winning line is guaranteed if one group of bankers(3) has two numbers correct and the remaining three winning numbers are all among either twelve or thirteen number sets. Or the bankers(3) has three correct and one winning number is found among the sets of twelve or thirteen. 01 02 03 13 15 16 01 02 03 13 17 24 01 02 03 13 21 23 01 02 03 14 18 19 01 02 03 14 19 20 01 02 03 14 19 22 01 02 03 15 17 21 01 02 03 15 23 24 01 02 03 16 17 23 01 02 03 16 21 24 01 02 03 18 20 22 04 05 06 13 14 16 04 05 06 13 16 19 04 05 06 13 16 24 04 05 06 14 19 24 04 05 06 15 17 23 04 05 06 15 18 21 04 05 06 15 20 22 04 05 06 17 18 20 04 05 06 17 21 22 04 05 06 18 22 23 04 05 06 20 21 23 07 08 09 13 15 24 07 08 09 13 17 18 07 08 09 13 19 23 07 08 09 14 16 21 07 08 09 14 20 22 07 08 09 15 17 23 07 08 09 15 18 19 07 08 09 16 20 22 07 08 09 17 19 24 07 08 09 18 23 24 07 08 09 20 21 22 10 11 12 13 15 22 10 11 12 13 19 22 10 11 12 13 21 22 10 11 12 14 16 18 10 11 12 14 17 20 10 11 12 14 23 24 10 11 12 15 19 21 10 11 12 16 17 24 10 11 12 16 20 23 10 11 12 17 18 23 10 11 12 18 20 24 01 02 03 25 27 28 01 02 03 25 29 36 01 02 03 25 33 35 01 02 03 26 30 31 01 02 03 26 31 32 01 02 03 26 31 34 01 02 03 27 29 33 01 02 03 27 35 36 01 02 03 28 29 35 01 02 03 28 33 36 01 02 03 30 32 34 04 05 06 25 26 28 04 05 06 25 28 31 04 05 06 25 28 36 04 05 06 26 31 36 04 05 06 27 29 35 04 05 06 27 30 33 04 05 06 27 32 34 04 05 06 29 30 32 04 05 06 29 33 34 04 05 06 30 34 35 04 05 06 32 33 35 07 08 09 25 27 36 07 08 09 25 29 30 07 08 09 25 31 35 07 08 09 26 28 33 07 08 09 26 32 34 07 08 09 27 29 35 07 08 09 27 30 31 07 08 09 28 32 34 07 08 09 29 31 36 07 08 09 30 35 36 07 08 09 32 33 34 10 11 12 25 27 34 10 11 12 25 31 34 10 11 12 25 33 34 10 11 12 26 28 30 10 11 12 26 29 32 10 11 12 26 35 36 10 11 12 27 31 33 10 11 12 28 29 36 10 11 12 28 32 35 10 11 12 29 30 35 10 11 12 30 32 36 01 02 03 37 38 49 01 02 03 37 40 48 01 02 03 37 42 45 01 02 03 38 40 42 01 02 03 38 45 48 01 02 03 39 41 47 01 02 03 39 43 44 01 02 03 39 43 46 01 02 03 40 45 49 01 02 03 41 43 47 01 02 03 41 44 46 01 02 03 42 48 49 01 02 03 44 46 47 04 05 06 37 41 46 04 05 06 37 41 49 04 05 06 37 45 48 04 05 06 38 39 40 04 05 06 38 42 47 04 05 06 38 43 44 04 05 06 39 42 44 04 05 06 39 43 47 04 05 06 40 42 43 04 05 06 40 44 47 04 05 06 41 45 48 04 05 06 45 46 49 04 05 06 46 48 49 07 08 09 37 39 45 07 08 09 37 40 48 07 08 09 37 47 48 07 08 09 38 41 46 07 08 09 38 42 43 07 08 09 38 44 49 07 08 09 39 40 47 07 08 09 39 45 48 07 08 09 40 45 47 07 08 09 41 42 49 07 08 09 41 43 44 07 08 09 42 44 46 07 08 09 43 46 49 10 11 12 37 39 49 10 11 12 37 44 47 10 11 12 37 46 48 10 11 12 38 40 41 10 11 12 38 41 45 10 11 12 38 42 43 10 11 12 39 44 46 10 11 12 39 47 48 10 11 12 40 42 45 10 11 12 40 43 45 10 11 12 41 42 43 10 11 12 44 48 49 10 11 12 46 47 49 end 140 lines Banker Insurance: Same as above. If you've made it this far, you might have noticed the true work horse of this method is the 2if3of3 wheel easily made in CoverMaster and transposed up the number scale to higher ranges. If you don't have a copy of CoverMaster you'll find a link to it here at http://www.lotto-logix.com/wheellinks.html free for the time it takes to sign up at ebay which costs nothing on your part, small pittance reward goes to the author not me. Here you will find I host an older copy of CoverMaster CM54.zip you can download to work with while you're waiting to unlock the latest version. Best free tool ever made for lottery players, don't let it get away. These wheels are much easier to work with if you load them into software first so exchanging your numbers for the pointer numbers is automatic. To use these wheels you must be in control over the placement of the numbers into the bankers and sets. The two lottery software I know you can import wheels and load in the order of your choosing are CoverMaster and Lottery Director http://www.ldir.com/ which has a fully functional demo you can use for wheeling. Who knows it might even help you pick your bankers. You can further improve you chances of winning by playing in a smaller game that gives you better odds no matter what system you use for picking and wheeling your numbers. The best I've discovered are the Australian 6/45 lotto games one of which is two tickets for a dollar with two bonus balls that help you to win. This is the only game I've found where you can buy tickets online from a Au government licensed agency without paying two to five times the ticket price for services, visit http://www.lotto-logix.com/information.html scroll down to the Oz Lotto Au link. Registration is free and they put a fiver in your new account so you can give it a free try. Wheels like these offer incredible prize winning power when used correctly. Unlike dumb dumb wheels that guarantee 3# prizes these wheels likewise guarantee prizes if you get it right, big money prizes for lower cost to play, don't mention it to the lottery officials. Good luck to you. Robert Perkis Return to Lotto-Logix: Lottery Articles